Expert support for complex pension calculations
Accurate pension calculations are a fundamental part of effective retirement planning. We support you in navigating the often complex and time-consuming calculation process, delivering comprehensive and easy-to-understand results as standard. Our expertise includes::
- Commutation Calculations to determine the financial impact of exchanging pension benefits for a tax-free lump sum, ensuring clients make well-informed decisions.
- LSA, LSDBA & TTFC assessments to analyse your client’s current position, to identify whether they should apply for a Transitional Tax Free Cash Certificate, and to assess the potential tax implications of exceeding the LSA/LSDBA.
- Annual Allowance (AA) Calculations to evaluate pension contributions against annual allowance limits, helping clients avoid unexpected tax charges.
- Income Forecasting to provide clear projections of retirement income based on pension schemes, contributions, and investment growth. This can be independent or included within a wider Cashflow forecast depending on your preferences.
- Pension Sharing and Divorce Calculations, including Cash Equivalent Values (CEVs) and assessment of scheme rules and benefits to provide accurate and fair pension valuations for divorce settlements.
We deliver results that are not only accurate but also easy to understand, ensuring you have the data and insights needed to advise clients confidently.
